---
title: AI Is Now in Every Premium Hearing Aid, Which Changes What Is Worth Buying
description: AI is now in every premium hearing aid. Here is whether a $5,000 prescription aid is worth it over $249 AirPods or a $500 OTC aid, and what actually matters.
author: Dr Marina Nani (Editor-in-Chief)
date: 2026-08-25T11:48:48.995Z
updated: 2026-08-25T11:48:49.002Z
canonical: https://richhealthmagazine.com/article/ai-hearing-aids-worth-it-vs-airpods-otc
image: https://cdn.nanimediahouse.com/signia-hearing-aids-wearer-199713.webp
categories: Longevity & Science
content_type: Guide
region: Global
publication: Rich Health Magazine
schema_type: Article
---

On August 24, Signia, one of the brands owned by hearing-aid giant WS Audiology, released a new flagship prescription aid called MaX, built around four deep neural networks it markets as "Acoustic Intelligence." But the launch is most useful as a marker of where the whole market now sits: artificial intelligence is no longer a premium add-on in hearing aids, it is standard across every high-end device. Every major maker now sells a device that uses on-board neural networks to pull speech out of noise, which changes the question a buyer actually faces. If the smart processing is everywhere, what are you paying $5,000 for, and could a $249 pair of AirPods do the job instead?

## AI Is Already Standard Across the Premium Tier

Signia's MaX runs four task-specific neural networks at once, each trained on a different job: the speech you are trying to follow, your own voice, the room around you, and the background noise. Signia says the chip driving them has 54 times more processing power, 50 percent greater energy efficiency and twice the memory of its previous platform, and that in the company's own testing 97 percent of wearers do better in noisy group conversations than with key competitors. The first device, the Pure C&G MaX, is a receiver-in-canal aid with a pocket charger, eight color options and support for Bluetooth, LE Audio, Telecoil and Auracast streaming.

Impressive on paper, and Signia is a serious maker. But on-board neural processing is not new, and it is not unique to Signia. Starkey put out an aid it billed as the first with AI back in 2018. Oticon shipped the first hearing aid with an on-board deep neural network in 2020. Today Phonak, Starkey and ReSound all sell devices that use neural networks to separate speech from noise, and the field is crowded. The count of neural networks a company advertises is a marketing figure, not a performance rating. When Hearing Tracker's independent lab measured real speech-in-noise results, Phonak's top device outscored Starkey's, and MaX, released this week, has not yet been through any independent benchmark. Signia's Jose Alves, who heads the brand, frames the goal as helping wearers follow "dynamic group conversations that happen in noisy, multi-talker environments." That is the right target, and it is the target every premium maker is now aiming at.

## Cheaper Devices Now Cover Milder Hearing Loss

For years the honest answer to "is there a budget option" was no. That has changed. In September 2024 the FDA authorized Apple's AirPods Pro 2, at $249, to work as [over-the-counter hearing aids](https://www.aarp.org/health/conditions-treatments/info-2024/apple-airpods-hearing-aids.html). A peer-reviewed study found they matched dedicated over-the-counter amplifiers on word recognition and on sentences in noise for people with mild-to-moderate loss, though independent testers still rate them only middling for the hardest listening situations. Standalone over-the-counter aids, which you buy without a prescription or a fitting, run from about $199 to $2,700 and average near $500.

Set that against a premium prescription pair, which costs roughly $3,500 to $7,500 and averages around $4,600. The gap in price is enormous, and for milder loss the gap in benefit has narrowed. So the case for spending more rests on two things the cheaper route cannot supply. The first is fitting: an audiologist tunes a prescription aid to your specific hearing test, verifies it with real-ear measurement, and adjusts it over time, which matters more as loss gets deeper or more lopsided between ears. The second is follow-through: over-the-counter aids come back at a high rate, with roughly a third to half returned, often because the sound disappoints and there is no professional to dial it in.

## Hearing Loss Is the Largest Modifiable Dementia Risk in Mid-Life

The strongest reason to treat hearing loss is the one that rarely comes up in a showroom. It is also [easy to put off](https://richhealthmagazine.com/article/hearing-well-why-high-achievers-ignore-their-hearing-issues). The 2024 Lancet Commission on dementia named hearing loss the single largest modifiable risk factor from mid-life onward, and the NIH-funded ACHIEVE trial found that [treating hearing loss with aids](https://www.achievestudy.org/fast-facts-hearing-loss-dementia) slowed cognitive decline by about 48 percent over three years in older adults at higher risk. What the aids buy you here does not come from the brochure specs. It comes from wearing them day in and day out, which is exactly why fit, comfort and follow-up carry more weight than a neural-network count.

Which route suits you follows from that. For mild-to-moderate loss and a tight budget, an over-the-counter set or the AirPods you may already own is a real entry point, and one you will actually wear beats an expensive pair left in a drawer. For more severe, more complex or uneven loss, or for anyone who has tried the cheaper path and given up, a prescription aid and the professional behind it earn their price. What does not earn it is buying the highest neural-network number on the box.

Signia MaX is available through hearing care professionals; details are at [signia.net](https://www.signia.net/en-us/).

## FAQ

**Q: Does Medicare cover hearing aids?**
Original Medicare does not cover hearing aids or the exams to fit them, so those costs come out of pocket, and standard Medigap plans do not help either. Some Medicare Advantage plans and private insurers include a limited hearing benefit, so it is worth checking what your specific plan offers before you buy.

**Q: How do you set up AirPods Pro 2 as a hearing aid?**
With the AirPods in your ears and paired to a recent iPhone or iPad, open Settings and tap your AirPods, or use the Health app, to take the built-in hearing test, then switch on the hearing assistance feature. You need a compatible Apple device, and it is meant for adults with mild-to-moderate loss, not severe loss.

**Q: Should I get a hearing test first, and what if my hearing gets worse later?**
A proper hearing test tells you how much loss you actually have, which decides whether an over-the-counter set is enough or you need a prescription aid. Over-the-counter devices and AirPods are cleared only for mild-to-moderate loss, so if your hearing declines further you will need to move up to a prescription aid and a professional fitting.
